Protect what you’ve built. Plan for what’s next.
The Insurance Smith is an independent agency helping families and business owners with insurance coverage, retirement income and Social Security strategies.
Welcome
A different kind of insurance agency
Since 2002, The Insurance Smith Agency has served the Fredericksburg community as an independent agency — which means our loyalty is to our clients, not to a single insurance carrier. We help you understand the risks you actually face, then match you with coverage that makes sense for your life and budget.
Whether you need auto and home coverage, a commercial policy for your business, or a retirement income strategy built around life insurance, annuities and Social Security, we take the time to walk you through every option in plain language.
Independent & Objective
We are not captive to one carrier. We shop dozens of insurance companies to find the coverage and rates that actually fit your situation.
Personal Attention
Insurance is not one size fits all. Every client gets a real conversation, a real review, and a strategy built around their family or business.
Retirement Focused
From income planning to Social Security timing, we help you turn what you've saved into income you can rely on.
What We Do
Our Services
Contact
Visit our Fredericksburg office
541 William Street, Suite B, Fredericksburg, VA 22401
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